Family Indemnity Plan
Each plan covers up to six eligible family members under one monthly premium. Coverage is applicable for:
- Parents or In-laws (must be under age 76 years when the plan is taken out)
- Unmarried children, age 1 to 26 years*
- Spouse, including common – law
Any member of COK under age 76 years may enroll under the FIP. There are six (6) coverage options:
|Plan||Individual Benefit||Monthly Premium|
Members may enroll at any time during the year. There is a 6-month waiting period before claims can be made. However, if death is by accident, claims can be made immediately after the plan has been effected.